Open Accessibility Menu

Can I Finance My Deck?

If a fabulous new deck seems out of reach for your budget, and has you wondering, “Can I finance my deck,” we have good news! Archadeck of Charlotte can help you bring the deck of your dreams to life with a truly custom design, and all the luxury and comfort you long for with our deck financing option.

As a turnkey deck builder for 32 years, Archadeck of Charlotte has helped thousands of homeowners realize their outdoor living dreams. We know that a luxurious porch or deck design might not be immediately in everyone’s budget. For this reason, we recommend applying for our specialty home improvement loan to finance your new space. Build the space you long for, with financing options from $5,000 to $100,000, with Archadeck of Charlotte.

outdoor firepit and seating wall built on a deck
Finance your custom deck with Archadeck of Charlotte

The LightStream home improvement loan is specifically for building your new outdoor living space with Archadeck. As a full-service outdoor living design and build firm, we are pleased to offer this competitive loan option for qualifying clients, who wish to finance their deck or porch – or any outdoor living project. What are the benefits of financing your deck with LightStream?

deck with lighting on the railing and the stairs
Get the AZEK deck you dreams of with deck financing

Finance Your Deck Without Fees or Home Equityy

This personal home improvement loan is not a home equity loan. Qualifying clients, who seek to finance their outdoor living space do not have to meet any home equity requirements. There are no appraisals for LightStream’s deck financing option. Additionally, there are no fees or prepayment penalties.

Lighting-Fast Funding for Your Project

With the LightStream home improvement loan, you can get funding as soon as the same day you apply. Simply choose your funding date when you apply for your deck financing loan.

Low, Fixed-Rate Deck Financing

Those with good credit are rewarded with a low, fixed-rate loan through LightStream to finance their deck or porch project with Archadeck. The better your credit, the lower your rate! What’s more, LightStream offers Rate Beat, in which you will receive a loan that is .10 percentage point lower than a competing lender, who gave you a lower rate, by 2 P.M. on the same day, with the same terms as your LightStream loan application.

Choose Your Deck Financing Terms

For clients with good to excellent credit, LightStream offers loan terms from two years to 12 years – you can choose your own term for a monthly payment that suits your budget.

Now that you know that you can finance your Archadeck deck, when should you build it? Of course, our springtime and summer months are very busy for building our new outdoor living projects. However, Archadeck of Charlotte builds decks and porches all year long. Some of our clients prefer to build in the fall, to beat the winter cold, and to avoid building material price increases that happen after the first of the new year. Building in the fall in Charlotte is also great, because you could still enjoy your outdoor living space in the fall and winter, especially if you include an outdoor fireplace of fire pit.

deck with built in fireplace and outdoor furniture
Finance your deck, and build any time year-round

Are you ready to discuss your new custom deck design with Archadeck of Charlotte, the most trusted and experienced deck builder in the area? Give us a call at (704) 850-6104.